Health Insurance Options for Dependents
Click here to go directly to Hungary related information below
Austria
All international (non-Austrian citizen) students are required to have a comprehensive, all-risk health insurance coverage during their long-term stay in Austria, as well as all dependents who may accompany the student, including spouses and children.
Austrian State Health Care (ÖGK)
In the Austrian State Health Insurance (ÖGK) there is no differentiation between Austrians, EU/EEA citizens and third country nationals. All students can enroll in the state system for the duration of their studies if they can present a proof of residency (Meldezettel-/Address card) and a certificate of enrollment (Zulassungs-/Fortsetzungsbestätigung). There is, however, a distinction made between students who have parents, adoptive parents, grandparents or spouses enrolled in the Austrian system and those who have not:
- Studentische Selbstversicherung: Students who are registered with the Austrian State Health Insurance can register their children as dependents. Students who register in the Austrian state system will have coverage for the remainder of their studies in Austria. They will have coverage for their children as well, however, their children must be registered separately if they were not born in Austria.
- Mitversicherung with Grandparents: Austrian students/students with parents in the Austrian healthcare system under 27 years of age can register as dependents with their parents. Similarly, children can be registered as dependents with their grandparents if they live in the same household (à Meldezettel).
European Health Insurance Card (EHIC)
Students and their family members who are EEA citizens may wish to use their European Health Insurance Card issued by their home country’s national insurance provider. An EHIC is a cost-free card which gives the cardholder access to medically necessary, state-provided healthcare during a temporary stay in any of the 27 EU countries, Iceland, Liechtenstein, Norway, UK and Switzerland, under the same conditions and costs as those insured in that country. The EHIC is not a substitute for regular health insurance.
Private insurance
Dependents are encouraged to buy any health insurance accepted by MA35. For the list click here.
Hungary
All international students are required to have appropriate health insurance coverage during their long-term stay in Hungary, as well as all dependents who may accompany the student, including spouse and children.
Hungarian State Health Care (TAJ)
Hungarian students as well as their children must be registered in the Hungarian public health insurance scheme (TAJ).
EEA citizens - who are not Hungarian citizens or do not possess an EEA Residence Card but holders of a Hungarian address card - are eligible (after 1 year of official stay in Hungary) and required to register to the Hungarian public health insurance (TAJ) unless they are enrolled in their home country’s state health care system. Once they are enrolled to TAJ, their dependent children will also be covered under TAJ free of charge. Please click here to see the enrollment procedure to the Hungarian public health care system.
European Health Insurance Card (EHIC)
Students and their family members who are EEA citizens may wish to use their European Health Insurance Cards (EHIC) issued by their home country’s national insurance provider. An EHIC is a cost-free card that gives the cardholder access to medically necessary, state-provided healthcare during a temporary stay in any of the 26 EU countries, Iceland, Liechtenstein, Norway, and Switzerland, under the same conditions and costs as those insured in that country. The EHIC is not a substitute for regular health insurance.
Private insurance (Generali)
Third-country nationals - citizens from outside the EEA - are not eligible to join the Hungarian public health insurance system (TAJ) and must remain with private insurance providers during their stay in the country. During enrollment at CEU students are eligible to purchase the CEU insurance plan for their family membersspouses provided by Generali Insurance Company. Students are encouraged to consult the short summary of the insurance plan provided by Generali Insurance Company in advance, with special attention to exclusions and services provided. Patients insured by Generali must visit the Medical Center first. The CEU doctors may refer patients for further treatment to other medical facilities or prescribe the necessary medicines. You may receive reimbursement for medical treatments and prescriptions through the Medical Center. The insured is only allowed to choose other medical facilities or providers in case of an emergency .
From September 1, 2022 the monthly price of the product has been raised to 6900 HUF. In line with the new instructions from Generali the preferred minimum period of buying the product is 3 months. The self-covered Customer Information and General Provisions Governing Insurance Policies are available here. In case of further questions (e.g. how to purchase the Generali Insurance Plan, loss of Generali insurance card, etc.) please contact the Student Center.