Health Insurance Options for Dependents
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All international (non-Austrian citizen) students are required to have a comprehensive, all-risk health insurance coverage during their long-term stay in Austria, as well as all dependents who may accompany the student, including spouses and children.
Austrian State Health Care (ÖGK)
In the Austrian State Health Insurance (ÖGK) there is no differentiation between Austrians, EU/EEA citizens and third country nationals. All students can enroll in the state system for the duration of their studies if they can present a proof of residency (Meldezettel-/Address card) and a certificate of enrollment (Zulassungs-/Fortsetzungsbestätigung). There is, however, a distinction made between students who have parents, adoptive parents, grandparents or spouses enrolled in the Austrian system and those who have not:
- Studentische Selbstversicherung: Students who are registered with the Austrian State Health Insurance can register their children as dependents. Students who register in the Austrian state system will have coverage for the remainder of their studies in Austria. They will have coverage for their children as well, however, their children must be registered separately if they were not born in Austria.
- Mitversicherung with Grandparents: Austrian students/students with parents in the Austrian healthcare system under 27 years of age can register as dependents with their parents. Similarly, children can be registered as dependents with their grandparents if they live in the same household (à Meldezettel).
European Health Insurance Card (EHIC)
Students and their family members who are EEA citizens may wish to use their European Health Insurance Card issued by their home country’s national insurance provider. An EHIC is a cost-free card which gives the cardholder access to medically-necessary, state-provided healthcare during a temporary stay in any of the 27 EU countries, Iceland, Liechtenstein, Norway, UK and Switzerland, under the same conditions and costs as those insured in that country. The EHIC is not a substitute for regular health insurance.
Private insurance (FeelSafe)
CEU PU’s international students are provided with private insurance which offers extensive coverage and medical services in Austria (covering all risks) and in the EEA Zone (except Switzerland) via insurer UNIQA. The insurance plan provides a direct billing network through LARA partnership, personal insurance consultancy and 24 hours English-speaking call-center. Within the LARA network all doctors, pharmacies, and laboratories speak English and charge the insurance company directly when their services are used. Hence, there is no need for an upfront payment from the insured’s side. The insurance plan from FeelSafe is available for family members. For further information please contact the Student Center at firstname.lastname@example.org. To see the terms and conditions of the insurance, please click here.
All international students are required to have appropriate health insurance coverage during their long-term stay in Hungary, as well as all dependents who may accompany the student, including spouse and children.
- Hungarian students as well as their children must be registered in the Hungarian public health insurance scheme (TAJ).
- EEA citizens - who are not Hungarian citizens or do not possess an EEA Residence Card but holders of a Hungarian address card - are eligible (after 1 year of official stay in Hungary) and required to register to the Hungarian public health insurance (TAJ) unless they are enrolled in their home country’s state health care system. Once they are enrolled to TAJ, their dependent children will also be covered under TAJ free of charge. Please click here to see the enrollment procedure to the Hungarian public health care system.
- Students and their family members who are EEA citizens may wish to use their European Health Insurance Cards (EHIC) issued by their home country’s national insurance provider. An EHIC is a cost-free card that gives the cardholder access to medically necessary, state-provided healthcare during a temporary stay in any of the 26 EU countries, Iceland, Liechtenstein, Norway, and Switzerland, under the same conditions and costs as those insured in that country. The EHIC is not a substitute for regular health insurance.
- Third-country nationals - citizens from outside the EEA - are not eligible to join the Hungarian public health insurance system (TAJ) and must remain with private insurance providers during their stay in the country.
- Generali insurance company - the provider of private health insurance for non-Hungarian students - offers a policy for family members. Information about this policy can be found at the very bottom of this page. (Parents may also choose to purchase equivalent coverage from other insurance companies.) The designated medical service provider is the CEU Medical Center in Budapest taking care of primary medical examination, treatment, further referral and reimbursement.